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Financial independence: CA suggests how to start consultancy from home with zero clients and zero investment

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Think you need a fancy office or a fat bank account to launch a consultancy? Think again. In a world obsessed with flashy setups and massive investments, Chartered Accountant Nitin Kaushik is here to remind aspiring consultants of one powerful truth: starting small from home is not just possible—it’s profitable. His viral post on X has struck a chord with thousands, offering a step-by-step breakdown of how everyday skills can turn into full-time income, all from the comfort of your living room.

CA Nitin Kaushik recently took to social media to simplify what many overcomplicate—starting a consultancy in India. According to him, you don’t need swanky office space, hefty capital, or even a website to begin. What you really need is just three things: a skill that people value, proof that your advice works, and an easy way for people to reach you (think LinkedIn, WhatsApp, or email).

The formula is straightforward. First, identify your strength—be it marketing, law, HR, finance, or even something unconventional like career counseling. Then, offer your services to a couple of clients for free. Use this phase to deliver results and gather testimonials. These early wins are your credibility.



Next, get registered as a sole proprietor. For most consultants, basic GST registration is more than enough. You don’t need legalese or bureaucracy to block your progress. Once you're up and running, use free tools like Google Docs for documentation, Zoom for meetings, and WhatsApp for quick client updates. There’s no need to invest in pricey software or office rent when free digital tools can get the job done efficiently.


The game-changer? Don’t charge by the hour. Charge based on results. Clients care about outcomes, not clock time. This also allows you to scale faster and value your own expertise more effectively. To prove his point, Kaushik shares a real-life story of a friend from Indore who started guiding students with career advice. What began as a passion project soon turned into a full-time income stream—all from home, with no fancy trappings. He also emphasised that anyone can start. But all it takes is that first step.
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